Federal vs Private Student Loan

UTHSC awards a limited amount of federal and state funding to students. To bridge the gap between this limited assistance and a student’s full cost of attendance, additional financial assistance can be obtained by applying for a Federal Graduate/Parent PLUS loan or a private bank (alternative) loan. Federal Graduate/Parent PLUS and Private loans are based on creditworthiness, ability to repay and may require a co-signer. Read more at federal vs. private.